During April 2026, markets have continued to experience volatility as the conflict in the Middle East has developed. Find out what external factors may have affected the performance of your investments. One effect of the conflict on global markets is the rising price of energy. Indeed, analysis from UBS suggests that March 2026 experienced the largest increase in global energy …
5 important questions to answer if you’re jointly buying a home
Buying a new home with someone is exciting, and answering these questions could help ensure you’re on the same page about your mortgage and ownership. According to an article in Estate Agent Today (24 January 2026), in 2024, 53% of first-time buyers applied for a joint mortgage. Traditionally, joint mortgages were held by couples. However, as rising house prices continue …
7 key numbers you should check before your mortgage deal expires
When your mortgage deal expires, rather than diving straight into finding a new deal, take some time to review these seven key numbers first. 1. The number of years on your mortgage term Start by looking at how many years you have left on your mortgage term. This will help you calculate how your repayments might change when taking out …
How the value of your estate affects a key Inheritance Tax allowance
Inheritance Tax (IHT) is a growing concern for many people in the UK, with increasing numbers of estates facing a rising tax liability. Each year, the amount of IHT paid to HMRC is increasing. By 2030/31, the Office for Budget Responsibility (February 2026) forecasts that IHT receipts will reach £14.5 billion, up from £8.3 billion in 2024/25. Frozen tax-efficient allowances …
Wealth v strategy: Why a financial plan is essential
Building wealth without a financial plan may be like searching for a destination without a map. You might miss the most efficient route, take an unnecessary detour, or miss your intended target altogether. A clear plan could be essential for helping you reach your goals. If you’re simply accumulating wealth, your assets don’t have a clear structure. Seeing the balance …
Why doing nothing might be the hardest investment strategy to follow
Once you have made an investment strategy, often doing nothing is the best course of action. Yet, it’s an approach that might be more difficult to stick to than you expect. Investment markets often experience volatility, which could tempt investors to make decisions based on short-term emotions. These actions might not align with their strategy and could harm long-term growth. …
Investment market update: March 2026
Conflict in the Middle East caused market volatility throughout March 2026. Find out what other factors may have affected your investments. While the ongoing uncertainty may feel unsettling for investors, remember that your strategy reflects your long-term goals and considers periods of volatility. Oil prices rising and ongoing uncertainty led to stock markets falling On Saturday, 28 February, the US …
The importance of managing your pension withdrawals to protect your retirement lifestyle
Managing your pension doesn’t stop once you retire and start to draw an income from it. In fact, your pension still needs careful attention in retirement – just as much as when you were contributing – to ensure you don’t deplete it too quickly. Research suggests that many retirees aren’t taking professional advice and are potentially making financial decisions they’ll …
Should landlords set up a limited company to manage their property portfolio?
As the tax burden increases, more landlords are choosing limited company structures. Discover the advantages and drawbacks of setting up a company to manage your property portfolio. According to a report from Paragon Bank (16 March 2026), 43% of mortgaged buy-to-let property purchases in 2025 were through a limited company. This compares to 35% in 2024 and just 7.5% in …
How to plan for retirement as a small business owner
Research suggests that many small business owners and self-employed workers aren’t prioritising their retirement and could face uncertainty later in life as a result. However, opening a pension could benefit both you and your business. According to an article from Which? (1 March 2026), people who have spent most of their working life as self-employed are three times more likely …













