Is your current mortgage deal close to expiring? You might be considering whether to remortgage or use a product transfer. Discover the differences, along with the pros and cons of each option. A remortgage involves moving to a different lender In simple terms, a remortgage means taking out a new mortgage with a different lender. You’d need to go through …

Whether you’re taking out your first mortgage or it’s a process you’ve been through a few times, there’s an important question you need to answer: What type of mortgage should I take out? One option you might have overlooked is a tracker-rate mortgage. Indeed, according to statistics from UK Finance (8 May 2025), tracker-rate mortgages account for just 7% of …

As a business owner, your personal and business financial values are often closely linked, but they’re not the same. Focusing only on the valuation of your business when assessing whether you’re on track for personal long-term goals could be risky. In June, tech entrepreneur Elon Musk made headlines by becoming the first trillionaire when his company SpaceX was listed on …

Affluent families who delay estate planning could miss out on chances to reduce a potential Inheritance Tax (IHT) bill and pass more on to their families. Find out if you could benefit from considering IHT and how you might pass on assets tax-efficiently. According to a report covered by Today’s Wills and Probate (5 June 2026), delays in estate planning …

On 22 June, Keir Starmer announced he would quit as Labour Party leader. The decision had been anticipated in the media, but the changes still pose some uncertainty over the coming weeks. Read on to find out what it could mean for your finances. The Labour Party will need to decide on a new leader, which could cause market volatility. …

According to the Organisation for Economic Co-operation and Development (OECD), a global recession could occur if the conflict in Iran continued into 2027. The organisation warned that delays in agreeing a peace deal would affect global growth and cause energy shortages. Indeed, the OECD said in a scenario where the conflict continues into 2027, global GDP could fall to 2.1% …

Rental reform under the Renters’ Rights Act came into force on 1 May 2026. For landlords, it represents a significant change, so if you already have a property portfolio or are considering purchasing buy-to-let properties, it’s important to be aware of the reforms. The policy reforms are lengthy and cover a lot of areas, with further additions expected in the …

For many UK business owners, retirement planning takes a back seat to growing the business itself. Indeed, according to Financial Planning Today (27 April 2026), 3 in 10 business owners have no pension at all. When you’re focused on managing cash flow, staff, and profits, it’s easy to assume the eventual sale of your business will provide everything you need …

A hidden marginal tax rate that affects workers earning between £100,000 and £125,140 is often dubbed a “tax trap”, and research suggests it’s shaping career decisions. However, there are ways you might mitigate the additional tax charge without putting the brakes on your career progression. The Personal Allowance is £12,570 in 2026/27, and you can usually earn this amount before …

From 6 April 2027, many unused pension pots will be included in Inheritance Tax (IHT) calculations. Since the government announced the change in the 2024 Autumn Budget, an increasing number of people have opted to withdraw their tax-free lump sum from their pension as soon as they can. Currently, you can access your pension from age 55 (rising to 57 …