News & Insights

You may already have your estate in order and have written your will accordingly, but have you overlooked the value of speaking to your beneficiaries? A new report by PIMFA suggests that 58% of people in the UK have never discussed inheritance with their family members. Not doing so could mean that your beneficiaries may be unprepared for receiving an ...

More than 1 million investors will be hit with a Dividend Tax bill for the first time in the 2024/25 tax year, according to an AJ Bell report. Read on to find out if you could be affected and discover some of the steps you could take to mitigate a tax charge. A dividend is a way of distributing a ...

As Generation X starts to retire, research has found that many don’t feel confident about their financial future. If you’re worried about how secure your life will be once you stop working, there may be some practical steps you could take. According to a survey from Just Group, 52% of Generation X say they are not confident that they will ...

Global Money Week serves as a reminder of the importance of financial literacy and responsible money management. In an increasingly digital world, online shopping has become the norm, it can save your time and effort while giving you a wide variety of products that you can choose from. Report by Statista shows that over 80 percent of the UK population ...

The 2024/25 tax year is just a month away, and chancellor Jeremy Hunt has delivered his 2024 Spring Budget, outlining the government’s plans for the next fiscal year and beyond. With a general election looming – prime minister Rishi Sunak has said he will call it before the end of the year – the chancellor claimed that the government had ...

With one eye on a forthcoming general election, the chancellor has announced a Budget aimed at generating long-term growth, with “more investment, more jobs, better public services and lower taxes”. While the headlines will inevitably focus on Jeremy Hunt’s cut in National Insurance contributions (NICs), many less headline-grabbing messages will affect millions of families and businesses. Read on to find ...

Demystifying the labyrinthine UK tax system and its year-end procedures can seem like a daunting task. Yet it’s crucial for both individuals and businesses. Within this complex structure, we must navigate income tax, corporation tax, capital gains tax, and VAT, to name just a few. This guide seeks to shed light on this intricate system and empower you with the ...

If you’re searching for a new mortgage, you could have more options than you expect. While it may present an opportunity to secure a competitive deal, it might also be overwhelming. Read on to find out how you could effectively narrow down your choices. According to Moneyfacts, the number of mortgage deals on offer increased for the sixth consecutive month ...

Chancellor Jeremy Hunt could have more options ahead of March’s Budget as government borrowing halved at the end of 2023. With a general election looming, Hunt may take the opportunity to ease the tax burden. Read on to discover some of the personal finance changes that could be announced. Figures from the Office for National Statistics (ONS) show that government ...

If you haven’t used your ISA allowance for the 2023/24 tax year, it could be wise to review your options over the next few weeks before the 2024/25 tax year starts. Read on to discover some of the reasons why an ISA could make sense for you. Government statistics show that ISAs are a popular way to save and invest. ...