Trade tariffs continued to affect investment markets in June 2025, though uncertainty did start to ease. However, rising tensions in the Middle East may have affected the performance of your investments. Read on to find out more. Remember, it’s often wise to take a long-term view of your investments when reviewing returns, rather than focusing on short-term market movements. In …
The early signs of dementia that may be important to know
We all become more forgetful as we get older. But can you differentiate what is a normal part of the ageing process and what are the early signs of dementia? Although there is no current cure for dementia, recognising the early symptoms so you can get a diagnosis as soon as possible is still very important. A dementia or Alzheimer’s …
Everything you need to know about Stamp Duty
When you’re buying a property, Stamp Duty can be a significant expense that you need to consider. So, read on to find out when the tax is paid and how to calculate a potential bill. According to data published in IFA Magazine in June 2025, the government collected £14.1 billion in Stamp Duty in the 12 months to the end …
5 surprising and unconventional economic indicators
How do you judge whether an economy is sliding into a recession? Some unconventional theories suggest looking at the hemline of skirts or sales of ties could provide valuable insights due to patterns in consumer behaviour. According to finance corporation JP Morgan, as of the end of May 2025, there was a 40% risk of a US and global recession …
The age you can access your pension may rise. Could it affect your retirement?
In April 2028, the age you can usually access your pension, known as the “normal minimum pension age” (NMPA), will rise from 55 to 57. So, if you hope to retire at 55, you might need to update your retirement plan. Even if your planned retirement date seems far away, creating a plan now could help you bridge a potential …
How to prepare your loved ones for the “great wealth transfer”
Passing on your wealth to loved ones could transform their lives and mean they have more opportunities in the future. However, to get the most out of the “great wealth transfer”, younger generations need to be prepared to manage their inheritance. According to September 2024 data from Vanguard, it’s estimated $18.3 trillion (£13.45 trillion) in wealth will be transferred globally …
Investment market update: May 2025
Uncertainty continued to lead to market volatility in May 2025. However, there was some good news for investors as some markets recovered the losses they experienced in April 2025. Read on to find out more and what factors may have influenced your portfolio’s performance recently. While market movements may be worrisome, remember, it’s a normal part of investing. Keep your …
The pros and cons of choosing a 100% mortgage
There are now several 100% mortgages available to choose if you don’t have a deposit. First-time buyers are sure to welcome the news, but before you opt for a mortgage with zero deposit, there are pros and cons to weigh up. A 100% mortgage means you’re able to borrow the full value of the property you want to buy through …
How to use the “gifting from income” rule to reduce your estate’s Inheritance Tax bill
According to a Citywire report, forecasts from the Office for Budget Responsibility (OBR) suggest the amount of Inheritance Tax (IHT) paid to HMRC will have increased by 11.6% in 2024/25 compared to 2023/24. This will mean that the total amount of IHT paid in the 2024/25 financial year will have reached a record high of £8.4 billion. The report suggests …
Should you choose a Cash or Stocks and Shares Junior ISA for your child?
A Junior ISA (JISA) is often an effective way for parents to start putting money aside for their children to help them reach their goals when they reach adulthood. One important question parents need to consider is: Should the money be held in a Cash JISA or invested through a Stocks and Shares JISA? Read on to find out what …













