
Investment market update: February 2025
After reading headlines throughout February, you might be expecting a gloomy investment outlook. Yet, despite threats of trade wars and uncertainty around the world, there were market highs. Read on to find out more about some of the factors that influenced investment markets. As investment markets are experiencing volatility, it’s perhaps unsurprising that some investors sought the “safe haven” of ...
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How to reduce your Capital Gains Tax bill in 2025
A combination of rising rates and panic ahead of the current government’s first Autumn Budget has led to HRMC collecting a record amount in Capital Gains Tax (CGT) towards the end of 2024. According to a report in the Telegraph, between July and November 2024, CGT generated more than £1 billion for the government – more than a £200 million ...
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The potential perils of accessing your pension at 55
Reaching the minimum pension age and being able to access your retirement savings might mean new possibilities opening up. You may start thinking about giving up work, withdrawing a lump sum to pursue a goal, or using your pension to boost your regular income. It’s an exciting time, but it’s also important to evaluate your decisions and consider how they ...
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3 retirement financial shocks that could affect your finances
Those who have retired or are nearing the milestone are consistently overlooking the risk of financial shocks when compared to other generations, a survey published in PensionsAge in December 2024 suggests. According to the report, 43% of over-50s had thought about financial shocks but not included the risks in their retirement plan. A further 32% haven’t considered risks at all. ...
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A Healthier Heart, A Stronger Team
At TPD Wealth, we believe that a healthy workforce is a happy and productive one. That’s why we’re thrilled to take part in the Healthy Heart initiative by Stockport Council, offering FREE Healthy Heart Checks to our employees. This initiative aligns perfectly with our ongoing commitment to employee wellbeing and ensures that our team has access to essential health screenings ...
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International Women’s Day: How Career Breaks and Part-Time Work Impact Your Pension
The gender pension gap is a pressing issue, and it grows wider after women have children. While men’s pensions tend to stay on track, for women, the gap between their retirement savings and a typical man’s starts to widen significantly. Here’s why: Career Breaks for Childcare It’s no secret that women tend to take on the lion’s share of childcare. ...
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Investment market update: January 2025
Concerns around potential trade wars following President Trump’s inauguration weighed on investment markets in January 2025, but there was positive news too. Read on to discover some of the factors that may have affected the performance of your investments. Keep in mind that short-term market movements are part of investing and taking a long-term view is an important investment strategy ...
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European hidden gems that are perfect for a spring break
With so many headlines about tourists taking over popular holiday spots and governments introducing restrictions, such as tourist taxes and bans on new hotels or souvenir shops, you might find it harder than ever to decide where to travel next. Luckily, Europe is filled with amazing places you can visit to get the authentic experience of that country without fighting ...
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The guide to securing a mortgage with a poor credit score
Finding a mortgage with a poor credit score may seem like an uphill battle, but it isn’t impossible. If you’re an aspiring homeowner but are worried about how your credit report could affect your chances, read on to discover some of the steps that might help. 1. Save a larger deposit As lenders will view you as more of a ...
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The cryptocurrency basics you need to know before you consider investing
Even if you’ve never considered investing in cryptocurrency, also known as “cryptoassets”, the chances are, you’ve heard of the term. As more people invest in them, understanding what it means, and the risk associated with investing in these types of assets could be valuable. According to the Financial Conduct Authority (FCA), as of August 2024, around 12% of UK adults, ...
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