Financial stock market graph on an abstract background.

Investment market update: November 2022

Globally, inflation and recession risks continued to affect markets in November. Head of the International Monetary Fund (IMF) Kristalina Georgieva suggested that inflation could be nearing its peak. However, the Organisation for Economic Cooperation and Development (OECD) urged central banks around the world to keep raising interest rates to tackle moderate levels of inflation. So, while some of the pressure …

A busy street in Lima, Peru.

5 of the best places to travel to in 2023 according to Lonely Planet

Travel experts Lonely Planet have released their “Best in Travel” list for 2023. Split across five categories – eat, journey, unwind, connect, and learn – the organisation named 30 countries, cities, and experiences to add to your bucket list. From nearby cities (two UK destinations made it onto the list!) to exotic destinations, there’s something for everyone. If you’re looking …

A close-up of a board game on a table.

12 fantastic board games to play over the festive season

The festive season is almost here, and it’s the perfect time to stay in the warmth and get out board games. Whether you’re planning a cosy night in with your partner or having your family over for party games, these excellent options will guarantee a fun evening. Games that are perfect for 2 players Pandemic You’ll have to work together …

A father and two children playing with a kite.

Less than a third of families have an emergency fund that provides financial security

Two-thirds of families could find themselves in financial difficulty if they face a shock because they don’t have enough saved in an emergency fund, research suggests. Do you have enough saved to cover potential emergencies? An emergency fund is an important part of creating financial resilience. It means you could maintain financial commitments and your lifestyle even if something unexpected …

Close-up of someone holding hand the hand of an older woman with a walking aid.

4 vital things you should discuss when naming a Lasting Power of Attorney

A Lasting Power of Attorney (LPA) gives someone you trust the ability to make decisions on your behalf if you cannot. This can ensure there’s someone taking care of your affairs and advocating on your behalf if you’re ill or lose mental capacity. Naming an LPA is an important step, and it’s one you should discuss with the prospective person …

Financial stock market graph on an abstract background.

Investment market update: October 2022

Much of 2022 has been marked by investment volatility and economic uncertainty, and October was no different. According to the International Monetary Fund (IMF), there is a rising risk of a global recession. The organisation downgraded its global growth forecast for 2023 to 2.7%. It said financial instability was linked to shocks caused by the Covid-19 pandemic, the war in …

A beach with plastic waste.

5 exciting businesses that could change the world for the better

When you read the news headlines, it can seem like it’s all doom and gloom. But some businesses are leading the way and could change the world for the better. From well-known brands changing how sectors operate to innovative start-ups, here are just five businesses that are tackling issues like climate change and environmental degradation. 1. Upside Foods Animal agriculture …

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As interest rates rise, should you overpay your mortgage?

After more than a decade of cheap borrowing, interest rates are rising. If you’re paying off a mortgage, making overpayments could save you money. The Bank of England has increased interest rates to tackle high inflation. That means the cost of borrowing has increased and it could mean your mortgage costs you far more overall. If you have a tracker- …