With the 2022 British Film Institute (BFI) London Film Festival captivating cinema fans from 5 to 16 October, there’s no better time to look over the best British pictures from the last decade. From war films to social commentaries, British cinema has provided audiences with some truly memorable films. Now that winter is approaching, the cold weather gives you the …
When you’re buying a home with a partner, thinking about the relationship breaking down is the last thing on your mind. However, it’s important to think about protecting yourself and ensuring assets would be divided fairly. Having a conversation with your partner about what would happen if you were to break up can be difficult. But tackling challenging “what if” …
Salary sacrifice schemes could offer employees a tax-efficient way to boost their retirement savings. It could benefit your business too, so they are well worth considering. If you’ve been thinking about salary sacrifice pensions or want to explore how you could expand your workplace benefits, read on to discover what they could mean for your business. What is a “salary …
Later-life care can be a difficult topic to discuss and create a plan for. However, setting out a care plan now means you can rest assured your wishes would be followed and ensure long-term security. If it is something you’ve not tackled yet, read on to find out what you should do. According to a Canada Life survey, 7 in …
As the cost of living rises, you may be considering increasing how much you withdraw from your pension. While it could solve short-term challenges, it’s important that you think about how it could affect your future too. Several factors, including the war in Ukraine and the long-term effects of the pandemic, mean that inflation is much higher than it has …
High levels of inflation and concerns economies will experience recessions later this year continue to affect investment markets. While the stock market is experiencing volatility, remember to focus on your long-term goals. Guarantees cannot be made, but, historically, markets have bounced back from downturns and delivered returns when you look at the bigger picture. UK Inflation is high in the …
It’s no secret that property prices have been rising quickly. If it’s been some time since you checked your property’s value, doing so is a worthwhile step. If the value has increased, your mortgage repayments could be reduced. According to figures from Zoopla, the value of all homes in the UK surpassed the £10 trillion mark for the first time …
When you imagine the worries that might come with taking investment risk, it’s probably “taking too much” that comes to mind. After all, you’ve likely heard stories of people that have invested in high-risk opportunities and lost some or all their money. However, when you’re investing for the long term, taking too little risk can also be damaging. As inflation …
If you think that insurers don’t pay out when people make claims, you’re far from alone. According to Scottish Widows, just 7% of people think that life cover claims pay out between 91% and 100% of the time. For critical illness claims, this figure falls dramatically to just 2%. Together, these figures show the lack of confidence many people have …
When you start thinking about how you’ll create an income in retirement, it’s probably your pension that comes to mind. Yet, if your estate could be liable for Inheritance Tax (IHT), it could make sense to use other assets first. IHT is paid after you pass away if the value of all your assets exceeds certain thresholds. It can significantly …
