In today’s fast-paced and increasingly digital world, investment scams have become distressingly common, targeting individuals of all ages and backgrounds. However, a recent study by the Financial Conduct Authority (FCA) has found that a staggering 26% of investment scam victims are under the age of 30, reflecting a concerning trend of young people falling prey to opportunistic fraudsters. This alarming …
Data from economies around the world indicate business output and confidence could be slowing. Read on to find out what influenced the investment market in July 2023. Despite some data suggesting there could be a downturn in some areas, the International Monetary Fund (IMF) has lifted its global growth forecast for 2023. The organisation now expects the global economy to …
Participants of a trial in England are set to receive an income every month without having to work. It’s the first time universal basic income (UBI) will be provided in England, and advocates argue it could be the future. The idea of providing citizens with UBI has been slowly gaining traction in the last couple of decades. Read on to …
Applying for a mortgage can be stressful. You might worry a lender will reject your application and the effect it could have on your plans. A better understanding of what lenders are considering when making a decision may be useful and could reduce anxiety. Even if you’ve been through the mortgage process before, rising interest rates could mean you feel …
Thousands of families may be entitled to an Inheritance Tax (IHT) rebate due to stock market volatility. As the government does not automatically refund estates when this happens, many families could be unaware they’ve overpaid. Overpaying IHT could occur if the value of assets falls between the benefactor passing away and the sale of them. Read on to find out …
For many people, their pension is a crucial part of their retirement plan. With Pension Awareness 2023 starting on 11 September, it’s the perfect time to learn more about your pension savings. Despite pensions often being essential for reaching retirement goals, a survey suggests many savers lack pension knowledge and don’t plan to seek support. According to a report in …
Investing may provide a useful way to grow your wealth, but getting started can be overwhelming. There are some important decisions to make when investing that could affect the outcomes and the tax you’re liable for, and we’re here to offer support. Last month, you read about investment risk and what to consider when creating a risk profile. Now, read …
Planning for financial security in retirement is a crucial yet complex task. Pensions playing a central role in ensuring a comfortable and stress-free life after you finish working. Managing pensions involves complex tasks like exploring schemes, understanding taxes, and aligning financial goals. Yet, it is vital to make well-informed decisions when it comes to retirement planning. Having a knowledgeable and …
As awareness about the environmental, social, and governance (ESG) impacts of business practices increases, investors are becoming more conscientious about aligning their portfolios with sustainable and ethical principles. Recognising the growing importance of ESG-based investing, TPD Wealth Management offers tailored advice to clients seeking to invest responsibly without compromising their financial goals. Our experienced independent financial advisors are adept at …
Retirement planning is an integral part of securing your long-term financial well-being and ensuring a comfortable life in your post-work years. The idea of maintaining a steady income and enjoying the fruits of your labour may seem overwhelming, but with over 100 years of collective experience, the team at TPD Wealth Management can provide invaluable guidance in making your retirement …
