One of the biggest factors affecting investment markets in November 2025 was concern about an AI bubble. Despite this, there were still market highs recorded during the month. Remember to consider your risk profile when you invest and review your portfolio’s performance with a long-term outlook. AI concerns led to volatility throughout November 2025 With UK chancellor Rachel Reeves set ...

Your home is often among your most important assets – it provides security for you and your family. Assessing how you’d keep up with mortgage repayments if your income suddenly stopped could improve your financial resilience. According to a survey from HomeOwners Alliance (8 September 2025), 46% of mortgage holders would struggle to keep up with repayments for six months ...

Submitting your mortgage application can be stressful. If the lender rejects your application, it could mean you miss out on the chance to buy the property. Understanding what lenders will be assessing could put your mind at ease and may help you identify ways to improve your application. Here are seven factors mortgage lenders will review when deciding whether to ...

The last 12 months have been interesting for investors, with the market experiencing volatility. Read on to discover valuable insights from 2025. 1. Many markets have performed well despite volatility If you simply read the headlines from 2025, you might think the markets performed poorly. Worries about high inflation, trade tariffs, and sluggish economic growth have dominated the media. Yet ...

In the November 2025 Budget, the chancellor revealed new Cash ISA rules that will affect under-65s. The change could affect your savings and wider financial plan. ISAs provide a tax-efficient way to save and invest, making them an essential part of many financial plans. In 2025/26, you can add up to £20,000 to ISAs and split the money across savings ...

While phasing into retirement can offer you greater flexibility, it may make your finances more complex. Read on to find out more about five key considerations. 1. Calculate if you’ll need to supplement your income While you might still earn a salary as you phase into retirement, if you’ve chosen to reduce your working hours or switch roles, it might ...

After months of speculation and rumour, chancellor Rachel Reeves has delivered the Autumn Budget for 2025. In this update, we’ll explain the key changes and what they mean for you. Last year, in her maiden Budget, the chancellor sought to balance the public finances with tax rises to cover a reported £22 billion black hole. This year, Reeves arguably faced ...

The importance of saving is drummed into us from a very early age. As a child, for example, you may have had a moneybox and been encouraged to save your spare coins. As you get older, this extends into saving for university, saving up for a house, saving for retirement, and so on. But what about spending? While looking after ...

The Bank of England (BoE) is expected to make several cuts to the base interest rate in 2026. The move could reduce the cost of your mortgage. Read on to find out what’s predicted and how it could affect you. Following a period of high inflation, the BoE increased the base interest rate between December 2021 and July 2023. As ...

For some investors, particularly higher-rate taxpayers, Venture Capital Trusts (VCTs) could offer an attractive and tax-efficient investment prospect. Read on to discover the basics you need to know if you’re thinking about making VCTs part of your financial plan. VCTs are listed companies that invest in UK businesses. These are typically smaller and younger firms than those you might access ...